MT-760 Verbiage Sample
Sample MT-760 message verbiage for bank-to-bank transmission of standby letters of credit and guarantees. The exact field structure and wording conventions issuing banks expect, so counsel and issuing officers can draft from a working reference rather than guesswork.
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One wrong clause in the verbiage and the receiving bank won't act. This is the wording they expect.
An MT-760 is only as good as its language. Issuing and receiving banks work from established phrasing, and a draft that wanders from it, on transferability, on the cash-backing statement, on the governing ICC reference, gets queried or ignored.
This is a working sample of the verbiage banks actually transmit: the MT 799 / MT 759 pre-advice from the issuing bank, and the full MT-760 standby letter of credit text that follows it.
Counsel and issuing officers can draft from a real reference instead of guesswork, and brokers can see exactly what a clean instrument should say before it moves.
Who this is for
Counsel & issuing officers
Draft the pre-advice and the instrument from wording the receiving side already recognises.
Brokers & intermediaries
Know what correct MT-760 verbiage reads like, so you can spot a flawed draft before a bank does.
Sponsors & principals
Understand the language behind the instrument you are relying on in a live transaction.
What's inside
The two message texts that carry a standby letter of credit between banks, field by field.
- The MT 799 / MT 759 pre-advice text from the issuing bank to the receiving bank, confirming readiness to issue.
- The full MT-760 standby letter of credit text that follows, from issuing bank to receiving bank.
- Complete sender and receiver field structure: bank names, SWIFT codes, account and IBAN blocks, and officer details.
- The standard operative clauses: irrevocable, unconditional, transferable, assignable, divisible, and cash-backed.
- The cash-backing and clean-funds confirmation language, and the governing ICC reference (UCP 500 / 600).
- The SBLC number, issue and maturity dates, applicant, beneficiary, and face-amount blocks.
The pre-advice opening
The MT 799 / MT 759 that precedes the instrument, with the face value redacted. The full MT-760 text follows it in the file.
TEXT OF PRE-ADVICE SWIFT MT799 / MT759 FROM ISSUING BANK TO RECEIVING BANK WE, THE UNDERSIGNED DULY AUTHORIZED OFFICERS OF [ ISSUING BANK ] HEREBY CONFIRM WITH FULL BANK RESPONSIBILITY THAT WE ARE READY, WILLING AND ABLE TO ISSUE AN IRREVOCABLE, UNCONDITIONAL, TRANSFERABLE, ASSIGNABLE, DIVISIBLE, AND 100% CASH BACKED STANDBY LETTER OF CREDIT FOR THE FACE VALUE OF [ ● ● ● ] MATURING ONE YEAR AND ONE DAY FROM THE ISSUANCE DATE. THIS STANDBY LETTER OF CREDIT IS GOVERNED BY THE UNIFORM CUSTOMS AND PRACTICE, ICC PUBLICATION NO. 600... [ Full MT-760 instrument text continues in the file. ]
The download includes both the complete pre-advice and the full MT-760 standby letter of credit text.
Why this pays for itself
A single flawed MT-760 draft, queried or refused by the receiving bank, can cost the timing of an entire transaction.
At $197, a correct reference to draft from is a small price against a bounced instrument.
Frequently asked questions
What is an MT-760?
It is the SWIFT message type banks use to transmit a guarantee or standby letter of credit from one bank to another. The MT 799 / MT 759 that precedes it is a pre-advice confirming the issuing bank is ready to send it.
Is this a live instrument or a sample?
It is sample verbiage, a working reference for the language banks expect. It is not an issued instrument and carries no value itself. Its purpose is to help you draft or review the real thing accurately.
Who actually drafts the MT-760?
The issuing bank transmits it, but counsel, brokers, and applicants often need to know what correct wording looks like to prepare a transaction and spot problems early. That is who this is for.
Does it reference the ICC rules?
Yes. The verbiage includes the governing Uniform Customs and Practice reference (ICC Publication 500 / 600), as banks expect on a compliant instrument.
How is it delivered?
A PDF, downloadable immediately after checkout, with an email re-download link.
The pre-advice and the full MT-760 standby letter of credit text, in the wording banks expect. Instant download.
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