Bank SWIFT Message Codes Reference
A reference collection of 200+ SWIFT message codes used for cross-border wires, direct deposits, and international payment orders. Quick lookup for anyone reviewing MT-series traffic or drafting payment instructions.
Secure checkout on this page. You'll get the file immediately, plus an email with a link to re-download any time.
Name the wrong MT number and the wire, the guarantee, or the whole settlement stalls.
SWIFT message types run the plumbing of cross-border finance. An MT 103 is not an MT 202, an MT 700 is not an MT 760, and getting the reference wrong in an instruction or a review costs hours at best and a failed transfer at worst.
This is the flat, fast lookup for all of it. 200+ MT message codes, grouped the way the network actually organises them, so anyone drafting instructions or reading MT-series traffic can confirm the right type in seconds.
One reference, every category, no guesswork.
Who this is for
Trade-finance & operations staff
Draft and check payment instructions against the exact message type a bank expects to receive.
Compliance & legal reviewers
Read incoming MT traffic with confidence when reviewing wires, guarantees, and documentary credits.
Sponsors, brokers & counsel
Speak the same language as the issuing desk instead of guessing at what an MT 760 or MT 799 actually carries.
What's inside
200+ SWIFT MT message codes with plain-language descriptions, organised by category.
- Customer Payments and Cheques (MT 1xx), including the MT 103 single customer credit transfer.
- Financial Institution Transfers (MT 2xx), including the MT 202 and MT 202 COV.
- Treasury, Foreign Exchange, Money Markets, and Derivatives (MT 3xx).
- Collections and Cash Letters (MT 4xx) and Securities Markets (MT 5xx).
- Precious Metals (MT 6xx), Documentary Credits and Guarantees (MT 7xx, including the MT 700 credit and the MT 760 guarantee), and Travellers Cheques (MT 8xx).
- Cash Management and Customer Status (MT 9xx), plus the common-group query, answer, and free-format messages.
A look inside: the guarantee and credit group
This is how every category is laid out. The MT 7xx block below is the one AFG buyers reach for most.
DOCUMENTARY CREDITS AND GUARANTEES (MT 7xx) MT 700 Issue of a Documentary Credit MT 701 Issue of a Documentary Credit (continuation) MT 705 Pre-Advice of a Documentary Credit MT 707 Amendment to a Documentary Credit MT 710 Advice of a Third Bank's Documentary Credit MT 720 Transfer of a Documentary Credit MT 760 Guarantee / Standby Letter of Credit MT 767 Guarantee Amendment MT 768 Acknowledgment of a Guarantee Message ... and 200+ more across MT 1xx through MT 9xx.
The full reference lists every category from Customer Payments (MT 1xx) to Customer Status (MT 9xx).
Why this pays for itself
A single wire sent under the wrong message type can bounce, delay a closing, or trigger a compliance query that eats a week.
At $297, the reference earns out the first time it stops one misrouted instruction, and it stays on your desk for every deal after that.
Frequently asked questions
What exactly is a SWIFT MT code?
MT stands for Message Type. It is the standardised format banks use to send a specific instruction over the SWIFT network, for example an MT 103 for a single customer credit transfer or an MT 760 for a guarantee. This reference lists them with plain-language descriptions.
How many codes are included?
200+ message types, spanning MT 1xx (customer payments) through MT 9xx (cash management and status), including the treasury, securities, documentary-credit, and guarantee groups.
Does it include the MT 760 used for SBLCs?
Yes. The MT 760 guarantee sits in the documentary-credits-and-guarantees group, alongside the MT 767 amendment and the MT 700 documentary credit. If you are drafting the message itself, pair this with the MT-760 Verbiage Sample.
Is this a live SWIFT feed?
No. It is a static reference document, not a connection to the network. It tells you what each message type is for so you can draft, review, and discuss instructions accurately.
What format is the download?
A PDF reference, delivered immediately after checkout, with an email re-download link.
Every SWIFT MT message code in one reference, from customer payments to guarantees. Instant download.
Need the deal-level version, not the template?
If you've got a live transaction, book a call — that's where we actually add value.