Rent a Rich Uncle – Unlocking Access to Global Capital

If you’re an established client with a private banker, and your bank is dragging its feet on your funding—even though you’re qualified—this structure may be the solution.

We work with clients who are tired of delays, vague responses, or funding approvals that never quite materialize.

Not because the project’s bad.
Not because the numbers don’t work.
But because the bank lacks the liquidity or incentive to move.

At AltFunds Global AFG AG, we provide strategic advisory services to help position you more favorably with your own bank.

We don’t lend money.
We don’t touch client funds.
We don’t offer guarantees.

We help you structure a non-collateralized Certificate of Deposit (CD) with your bank through licensed, independent institutions. That CD improves their liquidity, which can help them unlock your funding request.

This strategy is most effective when:

• You are a VIP or priority client with your bank

• The bank is small enough to benefit from liquidity

• You have a real project that’s stuck in “maybe” territory

• You want to move fast, professionally, and with full compliance

This structure can be implemented in the United States, Africa, Europe, Asia, or anywhere that allows legally recognized CD placement through a bank with a valid U.S. correspondent that is FDIC-insured.

1. Strategy Session: Private, no-obligation call to assess your deal. We determine if you and your bank meet the structural requirements.

2. Bank Verification: Your bank provides written confirmation stating that the CD will not be treated as collateral and that they are open to the structure.

3. Legal Coordination: An independent law firm manages the full documentation and escrow process. You stay in control—start to finish.

4. CD Purchase: We facilitate the CD placement through licensed institutions. You never send us funds. We don’t manage capital. Everything moves through regulated channels.

5. Bank Decision: With new liquidity in place, your bank reassesses your file. It’s still their decision—but your position is stronger.

Before we can proceed, you’ll need:

• Executive Summary: One or two pages explaining your project, capital need, and repayment model.
  Keep it tight. Bankers don’t read pitch decks.
• KYC / CIS Forms: Basic identity verification and compliance materials.
• Mutual NDA / NCA Agreement: We both agree to confidentiality and non-circumvention. We only work with principals.
• Bank Participation Letter :Your bank must confirm in writing that
  • They understand the CD is not collateral
  • They are open to evaluating your loan once it is placed
• Asset Verification: You must demonstrate the capacity to engage in the structure. No exceptions.
• U.S. Correspondent Bank Info (If Your Bank Is Outside the U.S.): The bank’s U.S. correspondent must be FDIC-insured. We cannot work with unverified institutions.

• Optional: Locate a Lender Service
  • 1.5% of the loan amount
  • $37,500 minimum
  • Applies only if you ask us to help source a participating bank.
• CD Placement Fee
  • 7% of Year 1 CD value
  • 11% if extended into Year 2
  • Covers legal, escrow, coordination, and facilitation with licensed banking partners.
• Broker Commissions
  • If a broker referred you, we pay them 10% of our fees—not yours.

Q: Is this a loan program?

A: No. This is an advisory service. We don’t lend money or handle credit decisions. Your bank does.

Q: Can I use a large bank like JPMorgan or Barclays?

A: Unlikely. This strategy works best with smaller banks where your relationship matters and where liquidity makes a real difference.

Q: Does my bank need to be in the U.S.?

A: No. But they must have a U.S. correspondent bank that is FDIC-insured.
This is critical for regulatory compliance.

Q: Do I need to be a VIP client?

A: Yes. This strategy only works if you have standing with your bank. It’s not for cold calls or new clients.

Q: What’s the risk?

A: The CD is placed in your name and verified through escrow. The legal process is fully transparent. We don’t hold your funds.

Q: How fast can I close?

A: Once the CD is verified, we’ve seen deals close in as little as 30–45 days—depending on your bank.

AltFunds Global AFG AG is a consulting firm incorporated in Switzerland.

The company operates independently and is not subject to supervision by the Swiss Financial Market Supervisory Authority (FINMA), as it does not engage in any regulated financial intermediation or banking activities under Swiss law.

AFG provides strategic advisory and management consulting services only.

We do not manage client assets, accept deposits, execute trades, provide loans, operate investment products, or guarantee transaction results.

Our role is limited to offering strategic guidance and facilitating introductions to independent, licensed institutional partners who operate under their own regulatory frameworks.

All financial transactions, agreements, and fund movements occur directly between clients and those third parties.

AltFunds Global AFG AG maintains a strict cross-border policy prohibiting the provision of services to Swiss residents. This policy is consistently applied across all client agreements and onboarding processes.