Rent a Rich Uncle – Unlocking Access to Global Capital

Do you currently need help with capital and have limited financing options?
Here are some common struggles you may be experiencing:

• Delayed project timelines due to a lack of access to the necessary capital.
• Stalled business growth, preventing you from taking advantage of new opportunities and expanding your business.
• A strain on your personal and business finances, which can be overwhelming and negatively impact your ability to succeed.
• Difficulty attracting clients to your projects, leaving you without the necessary funding to move forward.

If you’re facing any of these challenges, don’t worry – you’re not alone.

Welcome to Rent a Rich Uncle, where we provide an innovative solution to help clients access capital that traditional banks and brokers cannot offer.

Our program involves purchasing Courtesy Deposits (CDs) from local FDIC-insured banks in exchange for funding our clients’ projects.

Here are the program details:

• Our program facilitates funding for projects globally by purchasing Courtesy Deposits from international banks with a corresponding FDIC-insured bank in North America.
• Some financial institutions, subject to their loan offer and terms and conditions, enable clients to access their funds within 72 hours of Courtesy Deposits being deposited into their bank account, subject to certain conditions.
• Clients can access up to two hundred million dollars ($200 million).

Conditions:

• The bank cannot hold Courtesy Deposits (CDs) as collateral, and the client must receive the requested amount of capital.
• The international bank must have a corresponding bank in North America that is FDIC insured to participate.
• Participating companies must seek access to capital between twenty million and two billion dollars (Minimum: $20M USD – Maximum: $2B USD).
• If the client has a viable project and cannot identify a bank willing to accept Courtesy Deposits to finance the project, AFG may be able to assist in finding a bank through AFG’s “Locate a Lender” service. Additional fees will apply, and terms and conditions will be provided.

• Good credit history and experience in the area requiring funding.
• A solid business plan.
• A financial institution that is ready, willing, and able to complete the transaction on the condition that our financial partners purchase Courtesy Deposits from the institution.
• A financial institution that has agreed to fund the client the required amount of capital for their project and has also agreed not to hold the Courtesy Deposits as collateral.
• Unencumbered assets equal to the required loan amount for the bank to secure against.

When a “Rich Uncle” provides capital as a deposit (not collateral) at a financial institution, the institution’s liquidity increases. Often, the term sheet the client receives is significantly better compared to not having a Rich Uncle providing capital.

1. Participating customers must first schedule a consultation call.

2. After the consultation call, the client will receive the initial paperwork:

   • CIS/KYC (Customer Information Sheet/Know Your Client)
   • Mutual NDA/NCA Agreement
   • Joint Venture Agreement

3. Following the consultation call, the client is required to find a financial institution that has agreed to fund the client’s project or engage AFG’s Locate a Lender Service, assuming that AltFunds Global’s financial partner can purchase Courtesy Deposits from the bank. The lender must agree that the Courtesy Deposits are never held as collateral.

4. Once the lender has been identified, AltFunds Global will contact the bank to ensure Courtesy Deposits are not held as collateral. Once confirmed, AltFunds Global will provide the required paperwork for the client to sign, ensuring they acknowledge that the Courtesy Deposits are not held as collateral, and sign any additional paperwork required by the lending institution.

5. The client is required to deposit the fees with the appointed law firm. Once AltFunds Global deposits the required Courtesy Deposits into the lender’s bank, AltFunds Global will provide proof that the Courtesy Deposits have been sent. The appointed law firm will then pay the fees due to AltFunds Global.

6. Initially, once all fees are cleared in the law firm’s account, a small test run will be conducted. Once the financial institution confirms receipt of the test Courtesy Deposit amount, the remaining Courtesy Deposits will be purchased as per the plan agreed upon with the financial institution.

• CIS/KYC (Customer Information Sheet/Know Your Client).
• Mutual Non-Disclosure, Non-Circumvent Agreement (NDA/NCA).
• A signed fee agreement for services rendered.
• A professionally written and well-thought-out business plan.
• Lending Locator Services, if AFG is required (and has agreed) to find a lender.
• Proof of funds for the 11% fee and Lender Locator fee is required.
• Banks/Lenders Checklist: Click here to view a checklist of what Banks/Lenders are looking for.

• If AFG is required to obtain financial institutions to provide loan offers based on receiving Courtesy Deposits, the AFG Locating a Lender Service fee is 1.5% of the loan amount or $37,500, whichever is greater, to source a written offer from lenders. If we are unsuccessful in obtaining a written offer, the $37,500 fee is non-refundable.

• A one-time fee of 11% applies when purchasing a two-year CDS. Additional terms beyond two years require a separate agreement. The offer from the financial institution will indicate the value of Courtesy Deposits required to equal the loan amount for the client. This can vary from lender to lender, and in some cases, a value of up to 1.5 times the Courtesy Deposits may be required to secure the loan amount.

• 10% of AFG’s profit share for any direct referrals.
• 5% of AFG’s profit share for referrals that introduce clients.

30 banking days from the date final contracts are signed with the lender. This timeline may vary and is subject to the terms of the offer provided by the financial institution.

Fund with Confidence, Build with Purpose

At AltFunds Global, we're redefining how projects get funded—transparently, securely, and with your trust at the core. While we're committed to delivering exceptional opportunities, we must understand that all deposits carry inherent risks. The funds you deposit may be subject to project-related uncertainties and could potentially be lost. This isn't just a legal requirement—we promise to keep you informed every step of the way.

Here's what separates us: Every deposit you make is held securely with a reputable law firm, bank, or financial institution we partner with. Your capital will only leave these third-party institutions with your explicit authorization, ensuring transparency, accountability, and peace of mind as we work together to bring ambitious projects to life.

Your trust is our foundation, and your vision is our mission. Let's build something extraordinary—responsibly and together.