If the U.S. economy has a sweet spot, it’s the middle market. These companies—typically valued between $1 billion and $10 million—are too mature for venture capital but often overlooked by the mega-funds chasing billion-dollar deals. They are the unsung backbone of...

By Taimour Zaman Retail is a different animal. Seasonal peaks, inventory fluctuations, and slim margins make it more challenging for shop owners to secure financing on the same terms as a consulting firm or a SaaS startup. If you run a retail business, the key...

Types of Equipment Financing Services 1. Equipment Loans / Term Loans Secured by the Asset A lender advances capital specifically for the purchase of equipment. The asset itself serves as collateral (or at least part of the security package). Over the loan term, you...

By Taimour Zaman, Founder, AltFunds Global The Persistent Credit Gap Minority-owned businesses continue to be underserved by traditional lenders. According to the Federal Reserve’s Small Business Credit Survey, Black- and Latino-owned firms are less than half as...

By Taimour Zaman, Founder, AltFunds Global The Push for Simpler Lending Small businesses often avoid loans due to the lengthy paperwork and complex applications. However, modern lenders now offer streamlined processes with minimal documentation, enabling firms to...

By Taimour Zaman, Founder, AltFunds Global Online Businesses Face Unique Funding Challenges E-commerce sellers, SaaS providers, and digital service platforms often cannot secure traditional bank loans. Without physical assets or long credit histories, many find...

By Taimour Zaman, Founder, AltFunds Global The Demand for Easy Business Loans Many small business owners avoid loans because of complex paperwork and lengthy approvals. However, a new wave of lenders offers fast, simple applications with minimal documentation. Fintech...

By Taimour Zaman, Founder, AltFunds Global Financing Needs of Online Businesses E-commerce sellers, SaaS companies, and digital service providers operate differently from brick-and-mortar firms. Traditional banks often hesitate to lend because online businesses lack...

By Taimour Zaman, Founder, AltFunds Global Short-Term Financing as a Lifeline Cash flow challenges are the most common obstacle for small businesses. Payroll, inventory, or supplier obligations can’t wait. Traditional banks rarely provide the speed or flexibility...