If your biggest customer stopped paying,how exposed would your business be?
A one-hour working session on protecting eligible business-to-business receivables against defined non-payment risk. Financing is conditional and secondary. Already-overdue cases are handled separately.
Apply or register by Friday, November 13th, 5:00 p.m. ET
Selling on payment terms creates exposure
A concentrated or large customer that becomes insolvent or fails to pay within the expected window can create a cash gap while the business's own obligations continue.
Many owners want a defined backstop so the business can continue trading without carrying the full downside of that exposure.
Trade credit insurance (also called accounts receivable insurance) placed over eligible business-to-business receivables typically covers a defined percentage of loss from buyer insolvency or protracted default, subject to approved credit limits, waiting periods, deductibles, and policy exclusions.
AltFunds Global is developing the assessment and coordination process that sits around this, under the working name Insurance Wrap: helping a business identify the exposure it wants addressed, preparing the information an insurer and (if relevant) a financing provider need, and making uncovered amounts, costs, responsibilities, and timing clear. AltFunds Global does not issue the insurance or provide the financing.
Who this is for
Complimentary place (subject to review)
For people with a relevant current or future receivables case, or professionals who can contribute. A short application, about three minutes.
USD 10 general admission
For anyone who wants to learn the mechanics, the questions to ask, and what to prepare. Direct registration, no case screening required.
Who may benefit
Businesses selling to other businesses on payment terms, with real, largely current and undisputed receivables, concentration or large-account exposure to address going forward, and a willingness to complete underwriting.
What it is not
- It is not a rescue for already-overdue or disputed invoices.
- It is not a bank guarantee, SBLC, or proof of funds.
- It is not debt forgiveness.
- Financing is not automatic. Insurance may support better financing terms, but any advance rate, eligibility, or facility is determined separately by a lender and remains conditional.
A practical checklist, the same for both routes
These are two presentations of the same session. Both routes receive the same checklist and session content. Cases can be discussed without naming the business if preferred.
Practical boundaries
Hypothetical illustration (insurance only, not an offer): $100,000 of eligible, not-yet-overdue receivables. Assume an insurer covers 85% of a defined loss. The remaining 15%, plus any amounts outside the approved limit, waiting period, deductible, or exclusions, stays with the business. Insurance itself does not advance cash. Any financing discussion is separate and conditional.
- Buyers must be approved and limits apply.
- Pre-existing overdue amounts, commercial disputes, and certain other risks are commonly excluded.
- There is usually a waiting period before a claim.
- The business generally continues normal credit management and collection.
Premiums and any separate AltFunds Global coordination fees are explained in the session; the USD 10 admission fee does not cover them.
Taimour Zaman
Founder of AltFunds Global, a financial advisory firm operating from Toronto, Canada and Zurich, Switzerland. Twelve years in structured finance, working on files from $1 million to $500 million.
Questions
No. Thursday, November 19th (3:30 to 4:30 p.m. ET) and Tuesday, November 24th (12:00 to 1:00 p.m. ET) are two presentations of the same session. Choose the one that suits you.
Only how you get in. Complimentary places are for people with a relevant receivables case or professionals who can contribute, and are subject to review. USD 10 admission is direct registration with no case screening. Both receive the same checklist and session content.
No. Participants are not required to discuss their business publicly, and cases can be discussed without naming the business.
No. Coverage is subject to insurer underwriting, approved limits, and policy terms. Financing, if available, is separate and conditional. AltFunds Global does not issue the insurance or provide the financing.
Founding participants are early participants who help shape the coordination process through feedback or a pilot case. No additional benefits are promised beyond priority review if a pilot proceeds.
Please do not apply for a complimentary place or register for USD 10 if you cannot attend either session.
Complimentary place (subject to review) or USD 10 general admission. Same checklist and session content for both routes.
No insurance policy or financing is guaranteed. Coverage is subject to insurer underwriting, approved limits, and policy terms. Financing, if available, is separate and conditional, and remaining repayment obligations under a financing agreement must be reviewed on their own terms. AltFunds Global does not issue the insurance or provide the financing.