Working Capital Against Your Revenue
From $3,000 to $3M — based on what you deposit every month, not your credit file
Qualify My DealDescription
Revenue-Based Funding ($3,000 – $3 Million) is available to accredited investors who want non-dilutive capital without giving up equity. Whether you need $3,000 or $3 million, our lending partners provide revenue-based capital with a streamlined process designed to respect your time. No dilution. No covenants. No unnecessary delay. If your business is based in the United States, generates U.S. revenue, and holds accounts with a U.S.-chartered financial institution, this program was built for you.
Program Overview
Revenue-Based Funding ($3,000 – $3 Million) connects operational U.S. businesses with curated capital providers offering revenue-based funding. The amount typically reflects one month's average revenue—subject to underwriting.
This is not a loan in disguise, nor is it equity. It's a purpose-built capital solution for accredited investors seeking speed, flexibility, and zero dilution.
AFG is not the lender. We act as a strategic connector—preparing your file, aligning you with a qualified capital provider, and streamlining every step of the process.
What Sets Us Apart
- Revenue-based funding, typically equal to one month's average revenue
- Streamlined process from application to funding
- Amounts range from $3,000 to $3,000,000, subject to underwriting
- No equity loss, no board seats, no dilution
- Zero restriction on how funds are used
AltFunds Global acts exclusively as a consulting firm, not as a lender. We provide deal structuring and communication support so lenders and clients can reach alignment faster. All transactions occur directly between the counterparties.
We partner exclusively with vetted, U.S.-based private capital firms specializing in lower-middle-market funding. Each has a proven funding history and institutional-grade underwriting standards.
Success Story
A digital retail company on the East Coast needed $400,000 to restock for a seasonal demand spike. Traditional banks couldn't respond within the required window. Through our lending partner, the deal was funded efficiently and without equity dilution. Another example: a hospitality firm in Illinois received $900,000 to ramp up hiring and expand operations — without giving up a single share of equity or altering their debt stack.
Qualifications
To qualify, you must be:
- An operational U.S. business with at least 1 year of activity
- Generating U.S.-only revenue
- Revenue-producing for a minimum of 6 months
- Averaging at least $25,000 in monthly business deposits
- Operating in a non-restricted industry
- Maintaining accounts with a U.S.-chartered financial institution (statements from fintech or digital-only platforms are not accepted)
- Willing to provide the required documentation
This is revenue-based funding, and final approval amounts are typically tied to your average monthly business revenue. Actual terms and funding decisions are subject to lender underwriting.
Industries We Do Not Fund: AltFunds Global adheres to strict compliance and ethical standards. We do not provide funding or advisory services to businesses involved in restricted industries.
How It Works
- Submit Your File — You submit a concise file with basic financials
- AFG Review — AFG reviews and positions your case for lender approval
- Soft Approval — Soft approval is issued promptly upon review
- Formal Offer — A formal offer follows once underwriting is complete
- Funding — Funds are disbursed upon final approval
Unlike brokers who shotgun your file to multiple lenders, we act as a strategic connector. We work with a curated set of capital providers and structure your submission for fast approval and clean execution.
Essential Documentation
To initiate review, most lending partners require:
- 6 months of bank statements from a commercial/retail bank
- Year-to-date Profit and Loss statement and balance sheet
- Previous year Business Tax Return
- Aging Reports
Fees
- AFG Facilitation Fee
- 3% of the funded amount (paid by the lending partner)
- Initial Review
- Complimentary
- File Structuring & Submission
- Included
You do not pay AFG. The 3% success fee is paid by the funding provider upon successful deal execution.
Timelines
Timelines vary based on file complexity, industry, and underwriting review. Our process is designed to be efficient and respectful of your time — 20 hours to 120 banking days depending on the deal.
Frequently Asked Questions
- Who provides the funding?
- AFG does not lend. We connect you to vetted, U.S.-based private capital providers with a track record in revenue-based funding.
- How much can I qualify for?
- Funding amounts are usually based on your average monthly revenue, subject to underwriting.
- What industries are excluded?
- Restricted sectors include cannabis, gambling, adult content, crypto, firearms, and payday lending.
- Does AFG charge me anything?
- No. Our 3% facilitation fee is paid by the funding partner, not the client.
- How quickly can I receive funds?
- Timelines depend on file quality, industry, and underwriting. Our process is streamlined for efficiency — from 20 hours to 120 banking days.
- Can I submit statements from a digital bank or fintech platform?
- No. Only statements from U.S.-chartered financial institutions are accepted.
- Do I have to be a U.S.-based company?
- Yes. Only operational U.S. businesses generating revenue primarily within the United States are eligible for this program.
AltFunds Global AFG is a consulting firm specializing in structured capital advisory. All funding decisions and transactions are made independently by the capital providers. AltFunds Global AFG does not lend, issue, broker, or hold client funds.
Ready to Access Capital?
Our team is ready to review your situation and connect you with the right capital provider.
