You landed the big order. Now fund it, without giving up the company.
Your buyer has signed. Your supplier wants to be paid first. Exit-Based Lending is capital structured against a signed, enforceable contract with a rated or verifiable buyer. The buyer's commitment is the exit, and you keep your equity.
Qualify My DealVerification, not application. Nothing moves forward without your approval.
Sound Familiar?
- You finally won the order you've been working toward for years, and the first feeling was panic.
- Your supplier or factory wants a deposit or full payment before production starts.
- Your buyer pays on net-60, net-90 or longer. The cash goes out now and comes back next quarter.
- On paper, the business has never looked better. In the bank account, it has never felt tighter.
- You've stretched vendor credit and credit cards. Maybe you've already put your own house behind the last order.
- Your bank approved part of what you need, but not enough to fund the full order.
- Someone offered to "help" in exchange for a piece of your company.
- You're afraid to turn the order down, and just as afraid of what happens if you can't deliver.
If this is where you are, the problem is not your business. It's the gap between when you pay and when you get paid.
What This Actually Is
Exit-Based Lending is a capital access program for businesses that hold signed, enforceable contracts with verified, creditworthy buyers. The program is named AltBridge and is run by institutional capital providers. AltFunds Global prepares and positions your file and introduces it to those providers.
Banks underwrite your past. This program looks at what is already contracted: the buyer, the contract and the exit.
- Buyer-first review
- The capital provider's main focus is your buyer's credit profile and the enforceability of the contract.
- Non-dilutive
- No equity dilution and no convertible structures.
- Institutional capital only
- No retail loans, syndicates or crowdfunding.
- Selective, not mass-market
- AFG does not send your file around the market. Files go only to institutional providers who specialise in verified, contracted exits.
Where AFG fits: AltFunds Global engineers the capital stack after the first approval. Many clients already have part of the picture: a bank line that covers some of the order, or a lender whose terms are too expensive for the margin. AFG helps structure the rest.
AFG is an independent consulting firm. It is not a bank, lender, broker-dealer, fund or registered financial adviser. AFG does not lend, does not hold client funds and does not make financing decisions. Every financing decision is made by an independent capital provider.
Who It's For
This program fits suppliers, manufacturers, importers, distributors and contractors who have a binding, revenue-generating contract with a buyer that has a verifiable credit history.
Common sectors include:
- Manufacturing: purchase orders from rated buyers
- Retail and inventory: expansion against purchase orders
- Infrastructure and equipment: corporate or agency contracts
- Construction: committed buyers and enforceable exits
- Healthcare: hospital system agreements
- Renewable energy: utility off-take contracts
- Technology: enterprise contracts with rated entities
- Transportation and logistics: long-term shipping contracts
- Real estate: acquisitions with qualified buyer agreements
- Hospitality: institutional buyers or asset sales
- Environmental markets: credits sold to rated counterparties
You may qualify if:
- You are an accredited investor or control a qualified business entity.
- You have a signed, enforceable contract with a rated or verifiable buyer.
- Your transaction is at least $1 million.
- Your buyer has a verifiable credit history and financial transparency.
- You can provide full business documentation and will cooperate with KYC/AML review.
This is for verified operating businesses and principals with complete documentation, a credible use of funds, and a clear repayment or exit strategy. It is not a promise of financing or approval.
All funding is subject to underwriting, partner alignment and independent review. AFG does not work with businesses in restricted industries.
How It Works
- Qualify your deal. Start in the Capital Concierge. It's verification, not application. You share the contract and buyer details so the structure can be checked before anyone's time is spent.
- Strategy call. Review the strength of the contract, the buyer and the use of funds.
- Submit core documents. The contract, buyer verification and your financials.
- AFG prepares the file. Your materials are organised into an institutional-grade presentation built around the buyer's commitment.
- Introduction to a capital provider. You are introduced directly to a vetted institutional provider. Nothing moves forward without your approval, and you see who is reviewing your file.
- Underwriting and funding. The provider runs its own due diligence and makes its own decision.
You can pause at any step. If the contract, the buyer or the terms stop working for you, you stop.
What You'll Need
Every deal is different, but most capital providers ask for:
- An executed contract or purchase agreement with a rated buyer
- Buyer credit documentation (financials, ratings or credit references)
- Business formation documents and ownership structure
- The last two years of business financials
- KYC/AML documents for all relevant parties
- Fulfilment or supplier agreements, if applicable
The capital provider may ask for more during underwriting.
Fees
- Advisory success fee
- 3% of the funded amount. AFG is paid when the bank, lender or private equity source sends the funds. Success fees apply only to complete files. If the file is incomplete, preparation work is handled under a written advisory retainer, agreed before it begins.
- Independent third-party costs
- Where due diligence, escrow or legal work is required, these costs are disclosed separately in writing and paid to those professionals, not to AFG.
- Strategy call
- $297, refunded at funded close. Waived when you upload your documents through the Capital Concierge before the call.
- Brokers
- 10% of AFG's fee on every broker-introduced deal that funds, including broker-to-broker introductions. This is agreed in writing and paid through escrow.
You see every cost in writing before you agree to anything.
Timeline
Funding typically takes 20 to 120 banking days, counted from when the capital provider confirms your file is complete. The timeline depends on the quality of the deal, the strength of the buyer and how complete your documents are. No timeline is guaranteed.
An Illustrative Example
A manufacturer holds a signed $50 million supply contract with an automotive group. Its bank approves a portion of the production capital, but not enough to fund the full order. Private equity offers the rest only in exchange for a significant ownership stake. AFG works with the manufacturer to restructure the file around the automotive group's commitment and introduces it to an institutional provider that specialises in contracted exits. If the provider approves the file, production is funded against the buyer's commitment, and the manufacturer keeps its equity.
Illustrative only. This is not a client result. Past outcomes do not guarantee future results. All transactions are subject to due diligence and third-party underwriting.
Frequently Asked Questions
Is AFG a lender? Is AltBridge?
No. AltBridge is the name of the exit-based program, which is run by institutional capital providers. AFG is an independent consulting firm that prepares your file and connects you with those providers. AFG does not lend, sell securities or hold client funds.
My business is young, or my balance sheet is thin. Is that a dealbreaker?
Not on its own. Providers look first at your buyer's credit and the strength of the contracted exit. Your own documents still need to be complete and verifiable.
Will my personal credit score decide this?
Not directly. The focus is the buyer and the contract. Every provider still runs its own underwriting.
Do I have to give up equity?
No. The program is non-dilutive, with no equity and no convertible structures.
How do I know this isn't a scam?
Ask any capital source the same questions: Who holds the money? Who decides? What do I pay, to whom, and when? Here are the answers for AFG. AFG never holds client funds. Independent providers make every decision. AFG is paid when the bank, lender or private equity source sends the funds. Any third-party cost is disclosed in writing and paid to that professional. Nothing moves forward without your approval.
What does it really cost?
AFG's advisory success fee is 3% of the funded amount. The provider's own pricing is set in its term sheet after underwriting, and you review it before you agree to anything. If the numbers don't work for your margin, you can pause or walk away.
My bank already approved part of it. Can this cover the rest?
That is exactly where AFG works best. AFG engineers the capital stack after the first approval, structuring the remaining capital around your existing approval and the buyer's commitment.
What if the buyer walks away?
If the contract is no longer enforceable, the deal cannot proceed. That is why the buyer and the contract are verified first.
My deal is under $1 million. Can I still apply?
$1 million is the standard minimum. Slightly smaller deals that are highly credible may still be reviewed.
Can I stop partway through?
Yes. Pause anytime, and nothing goes to a capital provider without your approval.
AltFunds Global is an independent consulting firm specializing in structured capital advisory. It is not a bank, lender, broker-dealer, fund or registered financial adviser, and it does not hold client funds. All financing decisions are made independently by capital providers. Nothing on this page is a promise of financing, approval, terms or timing.
Ready to say yes to the order?
Start with verification. Share your contract and buyer details through the Capital Concierge, and we'll tell you plainly whether the structure fits.
